First Year Student Living In Halls?
With benefits such as:
Emergency Medical Expenses - Cover for emergency medical treatment and additional expenses, repatriation and 24/7 services of a medical assistance company, outside your home country.
Baggage cover - Cover for items that are usually carried or worn during a trip if they are lost, stolen or damaged.
Cancellation & Curtailment - Cover for any non-refundable unused travel and accommodation costs if you have to cancel or cut short your trip due to certain reasons (see policy wording)
Personal Liability - Cover if you are legally liable to pay costs due to an incident caused directly o indirectly by you and that results in injury, death to a person or loss or damage to property.
Delayed Departure - Cover if your first outward or final inward international departure from and to the UK is delayed for 12 hours or more due to reasons specified in the policy.
Abandonment - Cover for if you choose to cancel your trip after a delay of 12 hours or more at the outbound journey from the United Kingdom or the Channel Islands
Missed Departure - Cover for additional travel and accommodation costs if you arrive too late to travel on your booked transport due to reasons specified in the policy.
Personal Accident - Cover for your accidental bodily injury whilst on your trip that results in your death or loss of limb, loss of sight or permanent total disablement.
Personal Money - Cover if your cash or money carried on you or left in a safety deposit box is lost, stolen or damaged.
Loss of Passport - Cover if your passport carried on you or left in a safety deposit box is lost, stolen or damaged
Hospital Benefit - Cover if you are in a public hospital abroad as an in-patient during your trip
Legal Protection - Cover if you need to claim compensation due to your death, illness or personal injury.
Catastrophe - Cover for reasonable additional costs of travel and accommodation if the pre-booked accommodation has been damaged due to a Catastrophe
Hijack - Cover if you are confined as a result of hijack.
Pet care - Cover for Kennel/Cattery fees if your arrival in the UK is delayed for 12 hours or more or you are unable to return home due to an illness.
Business Cover - Cover for Business Equipment and Business Money whilst on your trip.
Golf Cover - Cover for your golf equipment, loss of green fees, Closure of the golf course whilst on your trip.
Wedding Cover -Cover for wedding gifts, attire, rings, photographs/video recordings whilst on your trip
25 sports & activities - Covered as standard and optional cover for the more hazardous sports and activities, more info:
Phones, Tablets & Other Gadgets Extension - We will pay for the intrinsic value or cost of repair of your gadgets, including tablet computers and mobile phones, which is lost, stolen, damaged or destroyed whilst you are away on your trip.
Overseas Return Quarantine -Additional travel insurance cover if you are denied boarding on your return journey due to having or being suspected of having an infectious disease (including COVID-19).
Winter Sports Cover -Extends your policy to provide cover for you when skiing or snowboarding and provides the following additional cover:
Winter Sports with Increased Equipment Cover - This option includes our standard winter sports cover with the addition of an increased level of cover for your own winter sports equipment.
Cruise Cover -If your holiday involves a cruise you must purchase this extension to be fully covered.
Travel Disputes -Extend your travel insurance cover to include legal costs. Designed to cover the pursuit of compensation against your Tour Operator, Holiday Company, Travel Agent, Car Hire Company, Airline, Ferry, Train, Cruise Liner or Coach Company, Hotelier or property owner if they fail to fulfil their contract with you.
Natural Catastrophe - Provides additional cover for cancellation and additional expenses as a result of a catastrophic natural event, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.
Missed Connection Cover - Extends your policy to provide cover if you miss your pre-booked connecting Aircraft, Watercraft or Train as a result of the cancellation, or delay of 3 or more hours, on your initial international outward or return journey, due to adverse weather, mechanical breakdown or technical fault.
The policy provides cover up to £500 for additional transportation and/or accommodation expenses incurred to enable you to join your connecting Aircraft, Watercraft, Train or Motor vehicle or to get you to your pre-booked final destination.
Sports and Activities (Hazardous Activities): It is important to make sure that you have travel insurance cover for any sports or activities you intend to take part in whilst you are away. We provide cover for 25 activities as standard; with the option to add more sports and activities.
Instant Cover: Online purchasing means you can get cover instantly. (Please note cover cannot be purchased if you have already departed the UK).
Full Refund Guarantee: If after reading your policy you decide the terms of the insurance do not meet your requirements you will have 14 days to cancel it, starting on the day you receive your documentation. Provided that a claim does not exist and that travel has not taken place.
Tailor your cover: We offer options to extend your cover to include: Winter Sports, Golf, Business and Laptop Cover. Plus you can add on additional Hazardous Sports & activities to the 25 sports and activities automatically covered.
Secure Online Purchase: The security of your personal and financial details is of paramount importance to us and as such, we use the strongest available security system to protect your personal information.
If you are travelling for 90 days or more please check out our Longstay /Backpacker product designed for people backpacking, taking a gap year, studying abroad or staying in a foreign country for longer periods. Click here for more information and to get a quote.