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Not all properties are the same and may require a more tailored approach. Or you may prefer the reassurance of speaking to a friendly property insurance advisor for a more personal touch.Give us a call and tell us about your landlord's insurance needs.
Mon to Fri 9 am till 5 pm
or request a callback.
More and more people are choosing to let property as a means of investment and additional income. Protecting your let property with suitable insurance is crucial. Normal household insurance policies aren't suitable so you will need a policy that is specially designed for landlords and provides the right cover for you and your property.
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Like anyone running a business, it is essential as a landlord that you protect yourself against potential lawsuits for injury or even death of tenants, visitors and generally anyone on or near your property. Our policies will offer up to £5 milllion.
You will need to cover your property against all insurable risks to the full rebuild cost (including the cost of any professional fees). It's important to remember that the rebuild cost of the property is not the same as the market value or the price that you paid for the property.
If you have a mortgage on the property you wish to let, your bank/building society will want to know that adequate cover levels are in place to protect their investment and will have provided you with minimum sums insured in relation to rebuilding costs in their mortgage offer
Our buildings cover includes protection against a wide range of risks including:
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In the event that your let property becomes uninhabitable due to damage to the building, you need to protect your rental income. We can offer loss of rent up to 30% of the buildings sum insured.
Contents cover is not always required by landlords as a lot of let properties are unfurnished. However, if your property is part or fully furnished or you would like to protect the fixtures and fittings in the property you will need to consider this option.
The cover is designed to protect the landlord's contents in the let property against unexpected risks such as:
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Please note: The tenant's possessions should be insured separately. We can offer tenants contents insurance cover please click here for more information
The insurance options above are also available as policies with no excess.
or call us on 0161 772 3394 * for more information.
Rent Guarantee Insurance: What's covered
Optional rent guarantee pays a benefit of up to £1,500 per month if your tenant defaults on the rent payment.
Legal Expenses Insurance: What’s covered
Property Owners’ legal expenses cover, including optional rent guarantee, provides insurance to cover up to £50,000 of advisers’ costs if you become involved in a property dispute or a rent debt recovery. - Property Disputes Policy Wording, or call us on 0161 772 3394 *
Not all properties are the same and may require a more tailored approach. Or you may prefer the reassurance of speaking to a friendly property insurance advisor for a more personal touch.Give us a call and tell us about your landlord's insurance needs.
Mon to Fri 9 am till 5 pm
or request a callback.