First Year Student Living In Halls?
If you wish to talk with one of our advisors to discuss your group travel insurance requirements, please click the button and fill in the request a callback form.
We will then contact you on your preferred time and date, to discuss and arrange your group travel insurance.
Please note all School Trip Travel Insurance Quotes have to be done by referral
We understand how important safety outside the classroom is. That’s why we offer travel insurance for school groups, that includes personal liability cover up to £2 million for the student and £5 million personal liability cover for the teacher, so students and teachers can sit back, relax and enjoy their trip away.
Cover4Insurace is partnered with a provider that offers School Trip Travel Insurance that is easy to purchase and straight forward for Teachers and Organisers to arrange.
Please Note: Policies are only eligible for UK residents/schools
We offer:
| Section | Sum Insured Per Person |
| Cancellation | Up to £1,500 |
| Curtailment | Up to £1,500 |
| Medical & Repatriation Expenses | Up to £10,000,000 |
| Dental Limit | £250 |
Personal Accident | |
| Death 0-17 Years | £1,500 |
| Death 18-65 Years | £5,000 |
| Death 66-75 Years | £1,500 |
| Loss of Limb | £10,000 |
| Permanent Total Disablement | £10,000 |
| Abandonment | Up to £1,500 |
| Personal Baggage | Up to £1,500 |
| Group Equipment | Up to £1,000 |
| Single Item Limit | £150 |
| Valuable Limit | £150 |
| Spectacles/Sunglasses | £75 |
Money | |
| Student Money | Up to £150 |
| Group Leaders Money | Up to £500 |
| Loss of Passport | Up to £200 |
Liability | |
| Personal Liability | Up to £2,000,000 |
| Teachers Liability | Up to £5,000,000 |
| Rental Accommodation | £100,000 |
| Legal Expenses | Up to £25,000 |
| Policy Excess | £50 |
| Section | Sum Insured Per Person | Excess |
| (1) Wintersports | ||
| Ski Equipment | £500 | £50 |
| Single Article Limit | £250 | £50 |
| Ski Hire | £50 per day up to £250 | £0 |
| Delayed Ski Equipment | £150 | £0 |
| Ski Pack | £400 | £0 |
| Piste Closure | £25 per 24 hours up to £500 | £0 |
| Avalanche Closure | £250 per 24 hours up to £500 | £0 |
| (2) National Catastrophe | ||
| Cancellation | £1,500 | £50 |
| Additional Expenses | £150 per day up to £1,500 | £50 |
| Replacement Accommodation | £150 per day up to £1,500 | £50 |
| Travel Delay | £25 per 12 hours up to £250 | £0 |
| (3) Terrorism | ||
| Cancellation/Curtailment | Up to £2,000 | £50 |
| Pre-Booked Excursions | £250 | £50 |
| (4) Search and Rescue | Up to £50,000 | £50 |
The travel insurance for school groups policy provides cover for those taking part in sporting, recreational and other activities. Some activities can be included at standard rates whilst others, due to the higher risk of injury, can be covered at an additional premium.
Sports and Activities automatically covered:
| Aerobics | Angling (not open water) | Animal Sanctuary (no big game) |
| Archery | Assault Courses (no high ropes) | Athletics (track & field) |
| Badminton | Bamboo Rafting (only in inland waters or coastal waters within 12 mile limit of land) | Banana Boating |
| Baseball | Basketball | Beach Games |
| Blade Skating | Board Sailing (only in inland waters or coastal waters within 12 mile limit of land) | Body Boarding/Boogie Boarding (only in inland waters or coastal waters within 12 mile limit of land) |
| Bowling | Bowls | Canoeing |
| Kayaking | River Rafting (including white water rafting up to grade 3) | Catamaran Sailing (inland waters only) |
| Clay Pigeon Shooting | Climbing Wall (indoor up to 25 metres) | Cricket |
| Croquet | Cross Country Running | Curling |
| Cycling (but not stunt or race BMX and mountain bikes) | Dancing | Dinghy Sailing (only in inland waters or coastal waters within 12 mile limit of land) |
| Dragon Boat Racing | Fell Walking, Rambling and Trekking | Fishing (not open water), Sea Fishing |
| Football | Frisbee | Fruit or Vegetable Picking (under 3 metres) |
| Glass Bottom Boats | Goalball | Golf |
| Gymnastics | Handball | Hobbie Catting (only in inland waters or coastal waters within 12 mile limit of land) European Waters |
| Hockey (not ice) | Horse Riding (no polo, hunting or jumping) | Ice Skating (ring only) |
| Jet Boating | Jogging | Kite Boarding |
| Kite Surfing | Laser Tag | Netball |
| Non-Manual Labour | Orienteering | Paint Balling |
| Parascending (towed by boat) | Rafting, Canoeing and Kayaking (including white water up to grade 3) | Pilates |
| Pony Trekking | Power Boating (non-competitive) | Rackets |
| Racquetball | River Punting | Roller Skating/Blading |
| Rounders | Rowing | Safari/Safari Trekking (not involving the use of firearms) |
| Scuba Diving (up to 18 metres) | Segway (supervised) | Skateboarding/Scooters |
| Snooker, Pool and Billiards | Snorkelling | Softball |
| Spinning | Squash | Stoolball |
| Surfing | Swimming (inside marked areas with a lifeguard/supervisor present) | Swimming with Dolphins |
| Table Tennis | Theme Parks | Trampolining |
| Trekking/Walking/Hiking/Rambling (in a group) up to 1,000 metres | Tubing | Tug of War |
| Volleyball | Wakeboarding | Water Parks (with a lifeguard/supervisor present) |
| Water Polo | Water-Skiing (only in inland waters or coastal waters within 12 mile limit of land) | Windsurfing (only in inland waters or coastal waters within 12 mile limit of land) |
| Yachting, Boating, Sailing and Rowing (inshore) |
You can also purchase additional cover to your school trip travel insurance policy for the sports listed in Category B or C below
| Category B | ||
| Breathing Observation Bubble (BOB) up to 18 metres | Bungee Jump (excludes Personal Accident cover) | Camel/Elephant Riding |
| Charity Rallies (No Racing) -Sole Purpose | Cycle Touring -Sole Purpose | Deep Sea Fishing |
| Dog Sledging | Farm Work (manual, excluding the use of powered machinery) | Fencing |
| Fives | Flying a Private Plane or Small Aircraft | Flying as a Passenger in a Private Plane or Small Aircraft |
| Go Karting (specific use) up to 250cc | Gorilla Trekking - Sole Purpose | Hiking (between 2,000 and 3,000 metres altitude) |
| Hot Air Ballooning | Hydro Zorbing | Kayaking European waters only |
| Manual Work (ground level only - no machinery) | Motorcycling (over 50cc - no racing) as a rider or passenger when wearing a helmet, provided the rider holds an appropriate UK Motorcycle licence to ride the motorcycle | Mountain Biking (casual, not endurance, downhill or racing) |
| Passenger Sledge | Quad Biking (no racing) under 125cc as a rider or passenger when wearing a helmet, provided the rider holds an appropriate UK licence | Rap Jumping (within organiser's guidelines) |
| Scuba Diving (between 18 and 30 metres) | Sea Canoeing/Kayaking (inland waters only, European waters only) | Trekking (between 1,001 and 3,000 metres altitude) |
| via ferrata | White Water Canoeing/Rafting (Grade 4) | Wind Tunnel Flying |
Category C | ||
| Abseiling | American Football | Animal Sanctuary |
| Archaeological Digging | Boxing (+AMC) | Canyoning |
| Caving | Devil Karting | Dirt Boarding |
| Farm Work | Fell Running/Walking | Gaelic Football |
| Glacier Skiing | Hiking (between 3,000 and 6,000 metres attitude)- Sole Purpose | Horse Jumping |
| Hurling | Ice Fishing | Kayaking -Sea (within coastal waters) |
| Kendo (training only) | Lacrosse | Manual Work (including the use of light handheld machinery) |
| Martial Arts (training only) | Motor Cycling over 125cc. Must have a full clean licence and be over the age of 25 years as a rider or passenger when wearing a helmet | Octopush/Water Hockey |
| Off Piste Skiing (with a professional guide on designated pistes within the resort) | Outdoor Endurance Events | Parachuting |
| Paragliding | Parascending (over land) | Roller Hockey |
| Rugby | Shark Diving (cage) | Shinty |
| Sail Boarding | Sand Boarding | Sand Dune Surfing/Skiing |
| Sand Yachting | Skiing (cross country) | Snow Go-Karting up to 125cc |
| Snow Parascending | Snow Scooting | Snow Tubing |
| Snow Zorbing | Snow Kitting | Snowcat Driving |
| Snowcat Skiing | Tree Top Canopy Walking | Trekking (between 3,000 and 6,000 metre altitude) |
| White Water Canoeing or Rafting (Grade 5 to 6) | Yachting (racing /crewing) - outside Coastal waters but within European waters - Sole Purpose |
In the event of a Medical Emergency abroad, you can call our Emergency Medical Assistance service.They provide a year round, 24 hour a day service with multi-lingual coordinators and medical specialists.
Yes, our school travel insurance policy can cover your schools skiing trip,you just need to select the Winter Sports optional cover in the booking process. This will then cover the students and teachers for Skiing,snowboarding, ice skating, big foot skiing, cross country / Nordic skiing, dry slope skiing, sledging, snowboarding, snow kiting and snow shoeing.
Cover under the school travel insurance policy will also be extended to include the following covers
| Section | Sum Insured Per Person | Excess |
| Ski Equipment | £500 | £50 |
| Single Article Limit | £250 | £50 |
| Ski Hire | £50 per day up to £250 | £0 |
| Delayed Ski Equipment | £150 | £0 |
| Ski Pack | £400 | £0 |
| Piste Closure | £25 per 24 hours up to £500 | £0 |
| Avalanche Closure | £250 per 24 hours up to £500 | £0 |
If your School Group is taking part in a amateur tournament we can provide a travel insurance policy for these types of school trips, so if your participation in a tournament for Rugby, Football or Netball for example give us a call of click here for a quote for travel insurance for school trips
There needs to be at least 1 adult for every 10 kids under the travel insurance for school trips
If you wish to talk with one of our advisors to discuss your group travel insurance requirements, please click the button and fill in the request a callback form.
We will then contact you on your preferred time and date, to discuss and arrange your group travel insurance.
Please note all School Trip Travel Insurance Quotes have to be done by referral
Request a call back
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