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Liability insurance should be obtained, for a street event, even if your local council doesn't insist on it; the organisers of the event can be held legally responsible, for damage to property and/or injury to people.
Anyone can potentially be a claimant if they trip or slip whilst at your stand, either during the exhibition or during the setup and breakdown of your stand.
Potentiallly, anyone who falls, trips or slips at your event could become a claimant. If serious damage is caused to the venue, who pays you are liable?
The Risks
Liability insurance should be obtained, for a street event, even if your local council doesn't insist that you have it, this does not mean, people organising the event cannot be held legally responsible, for people property damaged or injury sustained at your street party. It is still worth considering cover.
Club or association insurances may not extend to outdoor events for example, so do not assume it is already covered.
During your event and whilst it is being set up and broken down, anyone who falls, trips or slips; could possibly make a claim against you, so ensure adequate insurance cover is in place.
If a volunteer gets injured, would they sue you? They could be held personally liable if someone gets injured as the result of something they do whilst helping out at the event.
In these more litigious times People are more aware of and used to exercising their legal rights, and pursuing legal action for compensation for injury or damage to their property. It can be expensive to lose a legal action. Reforms to the legal system and a claimant-friendly legal environment mean that awards for personal injury continue to rise.
All of the issues outlined and more need to be addressed and can be by a decent event insurance policy. Every body needs liability insurance - organisers of street parties are no exception.
Liability Insurance Sections
The liability cover in event assured street party provides some of the widest cover on the market.
Key Features include:
Street Party Cancellation and Disruption Insurance
Large or small events require a lot of organising, and the costs soon mount up. All the money earmarked for food, drink and equipment hire etc is at risk if the party you are holding is prevented from taking place due to causes beyond your control.
So what causes may arise to disrupt a street party?:
What is at Stake?
You could lose or have pay out some or all of the following:
The cancellation and disruption section of event assured street party provides some of the widest cover on the market.key features include:
Street Party Property Insurance - All Risks
Event Property is at Risk
Property used at street parties ranges from tables and chairs to marquees, bunting, sound equipment and more. Some of this may be hired under hire contracts which make you responsible for the equipment, and possibly loss of hire charges to the owners should the items be lost or damaged and out of use.
It is important to buy cover on the correct basis and to select a sum insured which is sufficient to pay for the cost of replacement.
The all risks property section of event assured street party provides a comprehensive cover for your street party.
Key Features include:
Liability insurance should be obtained, for a street event, even if your local council doesn't insist on it; the organisers of the event can be held legally responsible, for damage to property and/or injury to people.
Street Party Insurance QuotesAnyone can potentially be a claimant if they trip or slip whilst at your stand, either during the exhibition or during the setup and breakdown of your stand.
Exhibitor Liability Insurance QuotesPotentiallly, anyone who falls, trips or slips at your event could become a claimant. If serious damage is caused to the venue, who pays you are liable?
Event Liability Insurance Quotes